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Dream Smart Plan (ULIP)
Synopsis:
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The Dream Smart plan, a unit linked insurance plan (ULIP) helps save for your specific dreams. With this plan you have the flexibility to pay premiums for a limited duration while you get life cover for 20 years. Your money is invested in unit linked funds of your choice to take care of your long term financial goals.Benefits:
fjrigjwwe9r3SDPrivInsuProd:Benefits
- Death Benefits
- In the unfortunate event of your death while your policy is in-force, your nominee will receive higher of:
- Sum Assured less applicable partial withdrawals
- Fund value 105% of premiums paid by you Loyalty Additions
- 1% of your Fund Value added by way of additional allocation of units at the end of 15th policy year to boost your investments
- Maturity Benefits
- On survival till end of Policy Term, the Fund Value will be paid to you.
- Investment Funds
- You can choose to invest in 5 investment funds with equity exposure ranging 0% to100%, depending on your investment philosophy:
- Equity II Fund
- Growth Plus Fund
- Balanced Plus Fund
- Debt Plus Fund
- Liquid Fund
Eligibility:
fjrigjwwe9r3SDPrivInsuProd:Eligibility
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| Eligibility Criteria | Minimum | Maximum |
| Entry age (Life Assured) | 7 years | 60 years |
| Maximum Maturity Age | 80 years | |
| Policy Term | 20 years (fixed) | |
| Premium Payment Term | 10 years | 20 years |
| Annual Premium | 25,000 | No Limit |
| Sum Assured For ages below 45 years | No maximum limit, subject to underwriting | 10 X Annual Premium For ages 45 years to 60 years: 7 X Annual premium |
| Flexible Premium Payment Term | You can choose a Premium Paying Term (10 years or more) to suit your earning capacity and your life stage | |
| Choose your Life Cover | You have the flexibility to choose your Life Cover based on your protection needs. | |
| Switching/Premium Redirection | You can actively manage your investments by switching your money from one fund to another and through redirection of premiums. | |
| Partial Withdrawals | You can easily withdraw money from your fund in case of financial emergency through partial withdrawals, after 5 years. | |
| Increase/Decrease of Sum Assured | You can choose from a range of life cover as per your protection needs. Also you have the flexibility to increase or reduce your Sum Assured, depending upon your changing needs. |
Disclaimer of Warranties
You expressly agree the use of the service is at your sole risk. The service is provided on an "as is" and "as available" basis. www.mondialmmx.com expressly disclams all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement . www.mondialmmx.com makes no warranty the services will meet your requirements, or the services will be uninterrupted, timely, secure, or error free. Nor does www.mondialmmx.com make any warranty as to the results that may be obtained through the service or that defects in the software will be corrected. You understand and agree any material and/ or data downloaded or otherwise obtained through the use of the service is done at your own discretion and risk and you will be solely responsible for any damage to your computer systems or loss of data that results from the download of such material and/ or data. www.mondialmmx.com makes no warranty regarding any goods or services purchased or obtained through the service or any transactions entered into through the service. No advice or information, whether oral or written, which you obtain from www.mondialmmx.com or through the service shall create any warranty not expressly made herein.
You acknowledge that www.mondialmmx.com site may contain links to other web sites operated by third parties ("linked sites"). You acknowledge that, when you click on a link to visit a linked site, a frame may appear that contains the www.mondialmmx.com logo, advertisements and/ or other content selected by www.mondialmmx.com. You acknowledge that www.mondialmmx.com and its sponsors neither endorse nor are affiliated with the linked site or any link contained in a link site, or any changes or updates to such sites. You also acknowledge that www.mondialmmx.com is providing these links to you only as a convenience.
www.mondialmmx.com does not endorse in anyway any advertisers/ contents of advertisers on its webpages. Please therefore verify the veracity of all information on your own before undertaking reliance and actioning thereupon. www.mondialmmx.com shall not be responsible nor liable for any consequential damages arising on account of your relying on the contents of the advertisement.
Privacy Policy
This site is the responsibility of www.mondialmmx.com
We want you to
What Information is, or may be, collected from you?
We will collect certain anonymous information in standard usage logs through our Web server, including: computer-identification information obtained from "cookies," sent to your browser from a
We may collect the following personally identifiable information about you:
Who collects the information?
We will collect anonymous traffic information from you when you visit our site
We will collect personally identifiable information about you only as part of a voluntary registration process.
Our advertisers may collect anonymous traffic information from their own assigned cookies to your browser
The Site contains links to other Web sites. We are not responsible for the privacy practices of such Web sites
We offer a collection of online services which are available to you. Please understand that any information that is disclosed in these areas becomes public information. We have no control over its use and you should exercise caution when disclosing your personal information to anyone
How's the information used?
We use personal information to:
We use contact information internally to:
Generally, we use anonymous traffic information to:
With whom will your information be shared?
We will not disclose any of your personally identifiable information to third parties unless:
We will not use your financial information for any purpose other than to provide services to you.
What choices are available to you regarding collection, use and distribution of your information?
Supplying personally identifiable information is entirely voluntary. You are not required to register with us in order to use our site. However, we offer some services only to visitors who do register.
Upon request, we will remove your personally identifiable information from our database, thereby canceling your registration.
If we plan to use your personally identifiable information for any commercial purposes, we will notify you at the time we collect that information and allow you to opt-out of having your information used for those purposes.
All sites that are customizable require that you accept cookies. You also must accept cookies to register as someone for access to some of our services. e.g Online Portfolio. For information on how to set your browser to alert you to cookies, or to reject cookies, go to http://www.cookiecentral.com/faq/.
What security procedures are in place to protect information from loss, misuse or alteration?
To protect against the loss, misuse and alteration of the information under our control, we have in place appropriate physical, electronic and managerial procedures. For example, our servers are accessible only to authorized personnel.
Although we will endeavor to safeguard the confidentiality of your personally identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By using this site, you agree that we will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.
Policy Updates
We reserve the right to change or update these policies at any time upon reasonable notice, effective immediately upon posting to this site.
We want you to
- feel comfortable using our web sites
- feel secure submitting information to us
- contact us with your questions or concerns about privacy on this site
- know that by using our site you are consenting to the collection of certain data
We will collect certain anonymous information in standard usage logs through our Web server, including: computer-identification information obtained from "cookies," sent to your browser from a
- web server and stored on your hard drive
- an IP address, assigned to the computer which you use
- the domain server through which you access our service
- the type of computer you're using
- the type of web browser you're using
- name
- email address
- ZIP/Postal code
- demographic profile (like your age, gender,occupation and education);
- financial information (like annual income or insurance policy number); and
- opinions of features on our websites.
We will collect anonymous traffic information from you when you visit our site
We will collect personally identifiable information about you only as part of a voluntary registration process.
Our advertisers may collect anonymous traffic information from their own assigned cookies to your browser
The Site contains links to other Web sites. We are not responsible for the privacy practices of such Web sites
We offer a collection of online services which are available to you. Please understand that any information that is disclosed in these areas becomes public information. We have no control over its use and you should exercise caution when disclosing your personal information to anyone
How's the information used?
We use personal information to:
- help us provide personalized features
- tailor our sites to your interest
- get in touch with you when necessary
- direct our efforts for product improvement
- contact you as a survey respondent
- notify you if you win any contest; and
- send you promotional materials
- remind us of who you are in order to deliver to you a better and more personalized service from both an advertising and an editorial perspective
- recognize your access privileges to our Web sites
- make sure that you don't see the same ad repeatedly
- help diagnose problems with our server
- administer our Web sites
- track your session so that we can understand better how people use our sites
We will not disclose any of your personally identifiable information to third parties unless:
- we have your permission
- special circumstances such as compliance with legal authorities
- require disclosure
What choices are available to you regarding collection, use and distribution of your information?
Supplying personally identifiable information is entirely voluntary. You are not required to register with us in order to use our site. However, we offer some services only to visitors who do register.
Upon request, we will remove your personally identifiable information from our database, thereby canceling your registration.
If we plan to use your personally identifiable information for any commercial purposes, we will notify you at the time we collect that information and allow you to opt-out of having your information used for those purposes.
All sites that are customizable require that you accept cookies. You also must accept cookies to register as someone for access to some of our services. e.g Online Portfolio. For information on how to set your browser to alert you to cookies, or to reject cookies, go to http://www.cookiecentral.com/faq/.
What security procedures are in place to protect information from loss, misuse or alteration?
To protect against the loss, misuse and alteration of the information under our control, we have in place appropriate physical, electronic and managerial procedures. For example, our servers are accessible only to authorized personnel.
Although we will endeavor to safeguard the confidentiality of your personally identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By using this site, you agree that we will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.
Policy Updates
We reserve the right to change or update these policies at any time upon reasonable notice, effective immediately upon posting to this site.
Disclaimer of Warranties
You expressly agree the use of the service is at your sole risk. The service is provided on an "as is" and "as available" basis. www.mondialmmx.com expressly disclams all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement . www.mondialmmx.com makes no warranty the services will meet your requirements, or the services will be uninterrupted, timely, secure, or error free. Nor does www.mondialmmx.com make any warranty as to the results that may be obtained through the service or that defects in the software will be corrected. You understand and agree any material and/ or data downloaded or otherwise obtained through the use of the service is done at your own discretion and risk and you will be solely responsible for any damage to your computer systems or loss of data that results from the download of such material and/ or data. www.mondialmmx.com makes no warranty regarding any goods or services purchased or obtained through the service or any transactions entered into through the service. No advice or information, whether oral or written, which you obtain from www.mondialmmx.com or through the service shall create any warranty not expressly made herein.
You acknowledge that www.mondialmmx.com site may contain links to other web sites operated by third parties ("linked sites"). You acknowledge that, when you click on a link to visit a linked site, a frame may appear that contains the www.mondialmmx.com logo, advertisements and/ or other content selected by www.mondialmmx.com. You acknowledge that www.mondialmmx.com and its sponsors neither endorse nor are affiliated with the linked site or any link contained in a link site, or any changes or updates to such sites. You also acknowledge that www.mondialmmx.com is providing these links to you only as a convenience.
www.mondialmmx.com does not endorse in anyway any advertisers/ contents of advertisers on its webpages. Please therefore verify the veracity of all information on your own before undertaking reliance and actioning thereupon. www.mondialmmx.com shall not be responsible nor liable for any consequential damages arising on account of your relying on the contents of the advertisement.
Privacy Policy
This site is the responsibility of www.mondialmmx.com
We want you to
What Information is, or may be, collected from you?
We will collect certain anonymous information in standard usage logs through our Web server, including: computer-identification information obtained from "cookies," sent to your browser from a
We may collect the following personally identifiable information about you:
Who collects the information?
We will collect anonymous traffic information from you when you visit our site
We will collect personally identifiable information about you only as part of a voluntary registration process.
Our advertisers may collect anonymous traffic information from their own assigned cookies to your browser
The Site contains links to other Web sites. We are not responsible for the privacy practices of such Web sites
We offer a collection of online services which are available to you. Please understand that any information that is disclosed in these areas becomes public information. We have no control over its use and you should exercise caution when disclosing your personal information to anyone
How's the information used?
We use personal information to:
We use contact information internally to:
Generally, we use anonymous traffic information to:
With whom will your information be shared?
We will not disclose any of your personally identifiable information to third parties unless:
We will not use your financial information for any purpose other than to provide services to you.
What choices are available to you regarding collection, use and distribution of your information?
Supplying personally identifiable information is entirely voluntary. You are not required to register with us in order to use our site. However, we offer some services only to visitors who do register.
Upon request, we will remove your personally identifiable information from our database, thereby canceling your registration.
If we plan to use your personally identifiable information for any commercial purposes, we will notify you at the time we collect that information and allow you to opt-out of having your information used for those purposes.
All sites that are customizable require that you accept cookies. You also must accept cookies to register as someone for access to some of our services. e.g Online Portfolio. For information on how to set your browser to alert you to cookies, or to reject cookies, go to http://www.cookiecentral.com/faq/.
What security procedures are in place to protect information from loss, misuse or alteration?
To protect against the loss, misuse and alteration of the information under our control, we have in place appropriate physical, electronic and managerial procedures. For example, our servers are accessible only to authorized personnel.
Although we will endeavor to safeguard the confidentiality of your personally identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By using this site, you agree that we will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.
Policy Updates
We reserve the right to change or update these policies at any time upon reasonable notice, effective immediately upon posting to this site.
We want you to
- feel comfortable using our web sites
- feel secure submitting information to us
- contact us with your questions or concerns about privacy on this site
- know that by using our site you are consenting to the collection of certain data
We will collect certain anonymous information in standard usage logs through our Web server, including: computer-identification information obtained from "cookies," sent to your browser from a
- web server and stored on your hard drive
- an IP address, assigned to the computer which you use
- the domain server through which you access our service
- the type of computer you're using
- the type of web browser you're using
- name
- email address
- ZIP/Postal code
- demographic profile (like your age, gender,occupation and education);
- financial information (like annual income or insurance policy number); and
- opinions of features on our websites.
We will collect anonymous traffic information from you when you visit our site
We will collect personally identifiable information about you only as part of a voluntary registration process.
Our advertisers may collect anonymous traffic information from their own assigned cookies to your browser
The Site contains links to other Web sites. We are not responsible for the privacy practices of such Web sites
We offer a collection of online services which are available to you. Please understand that any information that is disclosed in these areas becomes public information. We have no control over its use and you should exercise caution when disclosing your personal information to anyone
How's the information used?
We use personal information to:
- help us provide personalized features
- tailor our sites to your interest
- get in touch with you when necessary
- direct our efforts for product improvement
- contact you as a survey respondent
- notify you if you win any contest; and
- send you promotional materials
- remind us of who you are in order to deliver to you a better and more personalized service from both an advertising and an editorial perspective
- recognize your access privileges to our Web sites
- make sure that you don't see the same ad repeatedly
- help diagnose problems with our server
- administer our Web sites
- track your session so that we can understand better how people use our sites
We will not disclose any of your personally identifiable information to third parties unless:
- we have your permission
- special circumstances such as compliance with legal authorities
- require disclosure
What choices are available to you regarding collection, use and distribution of your information?
Supplying personally identifiable information is entirely voluntary. You are not required to register with us in order to use our site. However, we offer some services only to visitors who do register.
Upon request, we will remove your personally identifiable information from our database, thereby canceling your registration.
If we plan to use your personally identifiable information for any commercial purposes, we will notify you at the time we collect that information and allow you to opt-out of having your information used for those purposes.
All sites that are customizable require that you accept cookies. You also must accept cookies to register as someone for access to some of our services. e.g Online Portfolio. For information on how to set your browser to alert you to cookies, or to reject cookies, go to http://www.cookiecentral.com/faq/.
What security procedures are in place to protect information from loss, misuse or alteration?
To protect against the loss, misuse and alteration of the information under our control, we have in place appropriate physical, electronic and managerial procedures. For example, our servers are accessible only to authorized personnel.
Although we will endeavor to safeguard the confidentiality of your personally identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By using this site, you agree that we will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.
Policy Updates
We reserve the right to change or update these policies at any time upon reasonable notice, effective immediately upon posting to this site.
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