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Care Individual
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Synopsis:
Care Individual plan is designed to suit all your health care needs as it takes care of the expensive medical treatment incurred during hospitalization.
Highlight:
- Annual Health check ups for Insured members, Regardless of claim history.
- Automatic Recharge of sum insured at no extra cost.
- Avail medical treatment Anywhere in the World.
- Daily Allowance to meet Incidental expenses.
- Pre Existing Diseases covered after a period of 48 months.
- Avail Discounts such as Family Discounts, Loyalty discount, Multi year Discount.
- Direct and Hassle free Cashless settlement of Claims.
- Tax benefit on the Premium paid U/S 80D of the Income tax act.
Benefit:
| Title | Description |
|---|---|
| Ambulance Expenses | For SI 2 to 4 Lac - 1500 per claim For SI 5 to 10 Lac - 2000 per claim For SI 15 to 25 Lac - 2500 per claim For SI 50 to 60 Lac - 3000 per claim |
| Attendant Allowance | No Limit |
| Co-Payment | 20% for age 61 and above |
| Daily Hospitalization Allowance | 500 per day upto 5 days, Only for SI upto 4 Lac |
| Day Care Procedure Coverage | Yes |
| Donor Expenses | For SI 2 to 4 Lac - Rs.50,000 For SI 5 to 10 Lac - Rs.100,000 For SI 15 to 25 Lac - Rs.200,000 For SI 50 to 60 Lac - Rs.300,000 |
| Free Health Checkup | Yes, Annual |
| ICU Daily Rent Limit | For SI 2 to 4 Lac - 2% of SI, For SI 5 to 60 Lac - No Limit |
| Medical Screening | Yes |
| Minimum Hospitalization Period | 24 Hrs |
| No Claim Bonus | 10%, up to a maximum of 50% in consecutive 5 years |
| Non-Allopathic Treatments | For SI 2 to 4 Lac - Upto Rs 15000 For SI 5 to 10 Lac - Upto Rs 20000 For SI 15 to 25 Lac - Upto Rs 30000 For SI 50 to 60 Lac - Upto Rs 40000 |
| Nursing Allowance | Covered |
| Post Hospitalization Expenses | 60 Days |
| Pre-Existing Disease / Illness coverage | After 48 months of continuous coverage |
| Pre-Hospitalization Expenses | 30 Days |
| Room Rent Limit | For SI 2 to 4 Lac - 1% of SI ,For SI 5 to 10 Lac - Single Private Room For SI 15 to 60 Lac - Single Private Room, Upgradable |
| Waiting Period for New Policy | 30 days |