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Product Information
Other Plans Smart Future Income Plan (Traditional Plan)
Synopsis:
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Canara HSBC Oriental Bank of Commerce Life Insurance Smart Future Income Plan that will help you plan well as you move towards the golden years of life.

Highlights:

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  • Get tax free# Guaranteed Monthly Income for 15 years to realize your dreams
  • Accumulate Lump Sum money through Annual and Final bonuses to create a pool of money for your loved ones
  • Enjoy Life Cover for 25 years
  • Enhance your Lifestyle through Guaranteed Income and Bonuses
  • Opt for loan flexibility to meet your contingent needs
Eligibility:
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Parameter Description
Entry age 18 years - 55 years
Maturity Age 43 years - 80 years
Policy Term 25 Years
Premium Payment Term 10 Years
Premium Mode and Modal Factors Annual and Monthly
For Monthly mode, the Annual premium needs to be multiplied with a factor of 0.09 to arrive at the monthly premium payable.
Min. Monthly Income / Min. Premium Min. Income is 5,000 per month (in multiples of 100 thereafter) Premium depends on the age, income and premium mode chosen
Sum Assured 100 times the chosen Monthly Income