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Product Information
Child Plans DHFL Pramerica Rakshak+
Synopsis:
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DHFL Pramerica Rakshak+ plan is a non-participating endowment insurance plan that shelters your child's future. It has been designed to ensure that your child's financial future remains secure.

Features:

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  • The guaranteed death benefit is payable in case of unfortunate demise of the life insured. It comprises of an Immediate Payout, Recurring Monthly Payout and a Final Benefit, which is payable at maturity.
  • The Guaranteed Maturity Benefit will provide you a corpus that will take care of all your financial needs.
  • The Annual Guaranteed additions will increase after every 3 years of the policy.
  • The Limited Premium Payment options from 7, 10 and 15 years.
  • The Tax Benefits are as per prevailing tax laws.

Benefits:

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  • Maturity Benefit
  • Death Benefit

Highlights:

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  • Now save for your child's future keeping critical milestones in mind.
  • Fulfillment of your child's plan even in your absence
  • No surprises. Only guaranteed benefits
Eligibility:
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Age at entry Minimum Maximum
18 Years 55 Years - For policy terms=10 Years
50 Years - For policy terms=15 Years
45 Years - For policy terms=20 Years
Maximum Maturity Age 65 Years
Policy Term 10 Years, 15 Years and 20 Years
Premium Paying Term Policy Term Premium Payment Term
Minimum Annual Premium 10 Years
15 Years
20 Years
7 Years
10 Years
15 Years
Premium Paying Mode Yearly, Half-Yearly and Monthly
Minimum Annual Premium Rs 12,000
Maximum Annual Premium Depends on the chosen base Sum Assured, age at entry, policy term and premium payment term
Minimum Base Sum Assured Rs 1,00,000/-
Maximum Base Sum Assured Rs 5 Crores subject to underwriting