fjrigjwwe9r3SDFAQs:FAQCont
You must submit an application in the prescribed form available for Rs.5/- only along with
- A non-refundable processing fee of Rs.100/- if the loan amount applied
for is Rs.1 lakh. Any sum higher than Rs.1 lakh requires a processing fee
of Rs.250/-
- A true copy of the building plan sanctioned by the local authority and
certified by a qualified architect or civil engineer.
- If employed, your employers' certificate in the prescribed proforma, both
for yourself and your guarantors. In case you and your guarantors are self-employed
then certified copies of your income tax returns or assessment orders with
statements of income over the last three years are necessary.
- An attested copy of the title deed or agreement for sale along with a detailed
title investigation report mentioning the root or abstract of title in chain
for a minimum period of 15 years given by the solicitor or advocate of the
builder or the society.
- An allotment letter, where the housing cooperative society is already registered
indicating the details of the flat or house and its estimated cost.
- Detailed item-wise estimate about the cost of construction from a qualified
architect in case of a house. In respect of loans for flats, receipt of the
sub-registrar about lodging of the agreement, copies of the receipts made
to the builder or society.